Credit Reports and Credit Scores
What is a credit report? A credit score? Who is in charge of these, and what do they mean to you?
From Federal Reserve
February 28, 2011
Introduction: The Federal Reserve offers a consumer guide to credit–an issue that affects nearly every American family.
An excerpt from the report: Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it’s especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus.
Read the full report.
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