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Debt levels have risen in many sectors of the economy.
Today's young adults are more likely to have student debt than their historical peers.
The U.S. personal saving rate increased drastically in 2020.
The U.S. national saving rate has declined significantly since the mid-1960s.
Despite recent declines, U.S. household debt is still very high relative to disposable income.
Millennial households have relatively few assets.
CBO projects that interest rates will remain low throughout the decade.
The share of total pre-tax income has sharply increased for the wealthy, but decreased for low-income households.
Transfers from programs like Medicaid, CHIP, and SNAP represent an increasing share of income for low to middle income groups.