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The number one financial worry for Americans, according to a recent Gallup poll, is having enough money for retirement — and for good reason. “Too many Americans are still not preparing adequately,” according to Securing Our Financial Future, a new report from the bipartisan Commission on Retirement Security and Personal Savings.
Convened in 2014 by the Bipartisan Policy Center, the commission members have spent the past two years examining the retirement system in the United States, and they identified six key challenges in their recently released final report:
To address these serious challenges, the report presents a comprehensive package of bipartisan proposals. "People need the assistance of a well-designed system as they accumulate, invest, and spend down their retirement savings," the Commission writes. "Public policy has a critical role to play in facilitating savings and a secure retirement."
For more detail on those policy recommendations, read the full report.