Infographic: The National Debt Is Now More than $38 Trillion. What Does That Mean?

The gross federal debt of the United States has surpassed $38,000,000,000,000. Although the debt affects each of us, it may be difficult to put such a large number into perspective and fully understand its implications. The infographic below offers different ways of looking at the debt and its relationship to the economy, the budget, and American families.

America’s high and rising debt matters because it threatens our economic future. The COVID-19 pandemic rapidly accelerated our fiscal challenges, but we were already on an unsustainable path, with structural drivers that existed long before the pandemic. Putting our nation on a better fiscal path will help ensure a stronger and more resilient economy for the future.

The national debt has now surpassed $38 trillion. What does that mean?

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Post: America’s $38 trillion in #NationalDebt is roughly the value of the economies of China + Germany + Japan + India + United Kingdom combined.

$38 trillion is approximately the value of the economies of China, Germany, Japan, India, and the United Kingdom combined.

Post: Now at $38 trillion, our growing #NationalDebt is an issue for families across the United States.

The $38 trillion national debt amounts to $287,000 per household or $111,000 per person in America.

Post: At $38 trillion and rising, our unsustainable debt threatens economic growth, restricts investments in the future and could limit our ability to respond to fiscal crises.

The national debt is growing by approximately $4.8 million per minute, $288.0 million per hour, and $6.9 billion per day.

Post: With $38 trillion in #NationalDebt, building a sustainable economic future becomes more challenging.

$38 trillion is enough to cover a public four-year degree for every graduating U.S. high school student for 113 years.

Post: The interest that we pay on the #NationalDebt is now the fastest growing part of the budget.

We are spending nearly $3 billion per day on interest payments on the debt.

Last Updated October 22, 2025

Further Reading

Federal Reserve Chair Jerome Powell Holds News Conference On Interest Rates

The Fed Held Its Target Range After Reducing the Short-Term Rate Three Meetings in a Row

High interest rates on U.S. Treasury securities increase the federal government’s borrowing costs.

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How Does the United States’ Fiscal Position Compare to Other Countries’?

The United States is in a poor fiscal condition compared to the rest of the world, according to the OECD.

Des Moines National Debt Clock

Top 10 Reasons Why the National Debt Matters

At $38 trillion and rising, the national debt threatens America’s economic future. Here are the top ten reasons why the national debt matters.